Insurance Bad Faith Lawyers
Serving Tacoma, Olympia, Lakewood, West Olympia, Puyallup & Federal Way
In a best case scenario, insurance companies provide their customers with policies protecting them from financially and emotionally crippling disasters and accidents. If such a disaster occurs, the insurance carrier pays out the claim, acting in good faith toward you as dictated in the policy. When insurance companies refuse to pay claims solely to save money, this is referred to as acting in bad faith. If you have a valid insurance claim that has been unfairly denied by your insurance carrier, you may be entitled to compensation under the law. Let the Olympia bad faith insurance lawyers at the Law Offices of Harold D. Carr help you fight for what you deserve.
What Does Bad Faith Insurance Mean?
“Bad faith insurance” essentially refers to any insurance company practice that violates the provider’s duty to the insured. Bad faith insurance cases involving liability insurance, such as auto insurance, homeowners’ insurance, business insurance, etc. Liability insurance providers have a duty to act in “good faith” by doing what they are supposed to do—evaluating and paying out rightful claims—in a timely manner.
Insurance companies owe the following duties to the policy holders:
- To provide coverage
- To uphold any/all terms of a policy
- To pay valid claims covered by a policy
- To avoid unnecessary delays in investigating and/or paying claims
When insurance providers fail to uphold these duties, say by violating the terms of a policy or by unreasonably delaying an investigation into a claim, they have acted in “bad faith.” Laws permitting policy holders to file bad faith insurance claims against providers are meant to protect policy holders from these and similar practices.
If you believe that an insurance company has delayed investigation or payment of your claim unreasonably, denied a valid claim, or otherwise violated your rights or the terms of your policy, contact our insurance bad faith attorneys to learn more about what you can do to fight back.
Fighting on Your Side
Insurance companies are expected to thoroughly and swiftly process your claim and provide an explanation in writing if they deny your claim. Because they are more familiar with contracts, claims, and the associated language than the people they insure, Washington courts often decipher ambiguity in the meaning of contracts to favor the insured. Insurance companies are also not authorized to demand an unreasonable amount of estimates and statements to support a valid clam or to holdup a payment of a claim without just cause.
If your feel that your valid insurance claim has been denied in bad faith, you will need the services of an experienced personal injury attorney who knows how insurance carriers operate to help you receive the claim you deserve.
The Law Offices of Harold D. Carr has more than two decades of experience in all manner of bad faith insurance claim cases, including:
Our Olympia bad faith insurance lawyers have been helping clients receive the insurance claims they deserve since 1991. With contingency-fee pricing, you pay no legal fees unless we are able to win a settlement in your favor.
Call (800) 520-6617 now to get started.